diff --git a/Documentation/git-credential-store.txt b/Documentation/git-credential-store.txt
index 76b0798856..30d498fe54 100644
--- a/Documentation/git-credential-store.txt
+++ b/Documentation/git-credential-store.txt
@@ -95,8 +95,16 @@ https://user:pass@example.com
 ------------------------------
 
 No other kinds of lines (e.g. empty lines or comment lines) are
-allowed in the file, even though some may be silently ignored. Do
-not view or edit the file with editors.
+allowed in the file, even though historically the parser was very
+lenient and some might had been silently ignored.
+
+Do not edit the file with editors as it could compromise the validity
+of your credentials by sometimes subtle formatting issues (like spaces)
+
+In cases where those formatting issues are detected during parsing a
+warning indicating the line found will be printed to stderr so it can
+be corrected at your earliest convenience, but the remaining valid
+credentials will be used to try to find a match as described below.
 
 When Git needs authentication for a particular URL context,
 credential-store will consider that context a pattern to match against
diff --git a/credential-store.c b/credential-store.c
index c010497cb2..5324c56ce1 100644
--- a/credential-store.c
+++ b/credential-store.c
@@ -6,6 +6,32 @@
 
 static struct lock_file credential_lock;
 
+static char *redact_credential(const struct strbuf *line)
+{
+	struct strbuf redacted_line = STRBUF_INIT;
+	char *at = strchr(line->buf, '@');
+	char *colon;
+	int redacted = 0;
+
+	if (at) {
+		strbuf_addf(&redacted_line, "%.*s",
+			(int)(at - line->buf), line->buf);
+		colon = strrchr(redacted_line.buf, ':');
+		if (colon && *(colon + 1) != '/') {
+			redacted_line.len = colon - redacted_line.buf + 1;
+			strbuf_addstr(&redacted_line, "<redacted>");
+			strbuf_addstr(&redacted_line, at);
+			redacted = 1;
+		}
+		else
+			strbuf_reset(&redacted_line);
+	}
+	if (!redacted)
+		strbuf_addbuf(&redacted_line, line);
+
+	return redacted_line.buf;
+}
+
 static int parse_credential_file(const char *fn,
 				  struct credential *c,
 				  void (*match_cb)(struct credential *),
@@ -15,6 +41,7 @@ static int parse_credential_file(const char *fn,
 	struct strbuf line = STRBUF_INIT;
 	struct credential entry = CREDENTIAL_INIT;
 	int found_credential = 0;
+	int lineno = 0;
 
 	fh = fopen(fn, "r");
 	if (!fh) {
@@ -24,16 +51,24 @@ static int parse_credential_file(const char *fn,
 	}
 
 	while (strbuf_getline_lf(&line, fh) != EOF) {
-		credential_from_url(&entry, line.buf);
-		if (entry.username && entry.password &&
-		    credential_match(c, &entry)) {
-			found_credential = 1;
-			if (match_cb) {
-				match_cb(&entry);
-				break;
+		lineno++;
+		if (!credential_from_url_gently(&entry, line.buf, 1)) {
+			if (entry.username && entry.password &&
+				credential_match(c, &entry)) {
+				found_credential = 1;
+				if (match_cb) {
+					match_cb(&entry);
+					break;
+				}
 			}
 		}
-		else if (other_cb)
+		else {
+			char *redacted = redact_credential(&line);
+			warning("%s:%d %s: %s", fn, lineno,
+				 _("ignoring invalid credential"), redacted);
+			free(redacted);
+		}
+		if (!found_credential && other_cb)
 			other_cb(&line);
 	}
 
diff --git a/t/t0302-credential-store.sh b/t/t0302-credential-store.sh
index d6b54e8c65..68b59e6f98 100755
--- a/t/t0302-credential-store.sh
+++ b/t/t0302-credential-store.sh
@@ -120,4 +120,47 @@ test_expect_success 'erase: erase matching credentials from both xdg and home fi
 	test_must_be_empty "$HOME/.config/git/credentials"
 '
 
+test_expect_success 'get: credentials without scheme are invalid' '
+	echo "://user:secret@example.com" >"$HOME/.git-credentials" &&
+	cat >expect-stdout <<-\STDOUT &&
+	protocol=https
+	host=example.com
+	username=askpass-username
+	password=askpass-password
+	STDOUT
+	test_config credential.helper store &&
+	git credential fill <<-\EOF >stdout 2>stderr &&
+	protocol=https
+	host=example.com
+	EOF
+	test_cmp expect-stdout stdout &&
+	grep "askpass: Username for '\''https://example.com'\'':" stderr &&
+	grep "askpass: Password for '\''https://askpass-username@example.com'\'':" stderr &&
+	test_i18ngrep "ignoring invalid credential" stderr &&
+	! grep secret stderr
+'
+
+test_expect_success 'get: store file can contain empty/bogus lines' '
+	echo "" > "$HOME/.git-credentials" &&
+	q_to_tab <<-\CONFIG >>"$HOME/.git-credentials" &&
+	#comment
+	Q
+	https://user:pass@example.com
+	CONFIG
+	cat >expect-stdout <<-\STDOUT &&
+	protocol=https
+	host=example.com
+	username=user
+	password=pass
+	STDOUT
+	test_config credential.helper store &&
+	git credential fill <<-\EOF >stdout 2>stderr &&
+	protocol=https
+	host=example.com
+	EOF
+	test_cmp expect-stdout stdout &&
+	test_i18ngrep "ignoring invalid credential" stderr &&
+	test_line_count = 3 stderr
+'
+
 test_done
