diff --git a/Makefile b/Makefile
index cac3452edb9..ffab427ea5b 100644
--- a/Makefile
+++ b/Makefile
@@ -2044,6 +2044,7 @@ endif
 ifdef FSMONITOR_OS_SETTINGS
 	COMPAT_CFLAGS += -DHAVE_FSMONITOR_OS_SETTINGS
 	COMPAT_OBJS += compat/fsmonitor/fsm-settings-$(FSMONITOR_OS_SETTINGS).o
+	COMPAT_OBJS += compat/fsmonitor/fsm-path-utils-$(FSMONITOR_OS_SETTINGS).o
 endif
 
 ifeq ($(TCLTK_PATH),)
diff --git a/compat/fsmonitor/fsm-path-utils-darwin.c b/compat/fsmonitor/fsm-path-utils-darwin.c
new file mode 100644
index 00000000000..d46d7f13538
--- /dev/null
+++ b/compat/fsmonitor/fsm-path-utils-darwin.c
@@ -0,0 +1,43 @@
+#include "fsmonitor.h"
+#include "fsmonitor-path-utils.h"
+#include <sys/param.h>
+#include <sys/mount.h>
+
+int fsmonitor__get_fs_info(const char *path, struct fs_info *fs_info)
+{
+	struct statfs fs;
+	if (statfs(path, &fs) == -1) {
+		int saved_errno = errno;
+		trace_printf_key(&trace_fsmonitor, "statfs('%s') failed: %s",
+				 path, strerror(saved_errno));
+		errno = saved_errno;
+		return -1;
+	}
+
+	trace_printf_key(&trace_fsmonitor,
+			 "statfs('%s') [type 0x%08x][flags 0x%08x] '%s'",
+			 path, fs.f_type, fs.f_flags, fs.f_fstypename);
+
+	if (!(fs.f_flags & MNT_LOCAL))
+		fs_info->is_remote = 1;
+	else
+		fs_info->is_remote = 0;
+
+	fs_info->typename = xstrdup(fs.f_fstypename);
+
+	trace_printf_key(&trace_fsmonitor,
+				"'%s' is_remote: %d",
+				path, fs_info->is_remote);
+	return 0;
+}
+
+int fsmonitor__is_fs_remote(const char *path)
+{
+	struct fs_info fs;
+	if (fsmonitor__get_fs_info(path, &fs))
+		return -1;
+
+	free(fs.typename);
+
+	return fs.is_remote;
+}
diff --git a/compat/fsmonitor/fsm-path-utils-win32.c b/compat/fsmonitor/fsm-path-utils-win32.c
new file mode 100644
index 00000000000..a90b8f7925b
--- /dev/null
+++ b/compat/fsmonitor/fsm-path-utils-win32.c
@@ -0,0 +1,128 @@
+#include "cache.h"
+#include "fsmonitor.h"
+#include "fsmonitor-path-utils.h"
+
+/*
+ * Check remote working directory protocol.
+ *
+ * Return -1 if client machine cannot get remote protocol information.
+ */
+static int check_remote_protocol(wchar_t *wpath)
+{
+	HANDLE h;
+	FILE_REMOTE_PROTOCOL_INFO proto_info;
+
+	h = CreateFileW(wpath, GENERIC_READ, FILE_SHARE_READ, NULL, OPEN_EXISTING,
+			FILE_FLAG_BACKUP_SEMANTICS, NULL);
+
+	if (h == INVALID_HANDLE_VALUE) {
+		error(_("[GLE %ld] unable to open for read '%ls'"),
+		      GetLastError(), wpath);
+		return -1;
+	}
+
+	if (!GetFileInformationByHandleEx(h, FileRemoteProtocolInfo,
+		&proto_info, sizeof(proto_info))) {
+		error(_("[GLE %ld] unable to get protocol information for '%ls'"),
+		      GetLastError(), wpath);
+		CloseHandle(h);
+		return -1;
+	}
+
+	CloseHandle(h);
+
+	trace_printf_key(&trace_fsmonitor,
+				"check_remote_protocol('%ls') remote protocol %#8.8lx",
+				wpath, proto_info.Protocol);
+
+	return 0;
+}
+
+/*
+ * Notes for testing:
+ *
+ * (a) Windows allows a network share to be mapped to a drive letter.
+ *     (This is the normal method to access it.)
+ *
+ *     $ NET USE Z: \\server\share
+ *     $ git -C Z:/repo status
+ *
+ * (b) Windows allows a network share to be referenced WITHOUT mapping
+ *     it to drive letter.
+ *
+ *     $ NET USE \\server\share\dir
+ *     $ git -C //server/share/repo status
+ *
+ * (c) Windows allows "SUBST" to create a fake drive mapping to an
+ *     arbitrary path (which may be remote)
+ *
+ *     $ SUBST Q: Z:\repo
+ *     $ git -C Q:/ status
+ *
+ * (d) Windows allows a directory symlink to be created on a local
+ *     file system that points to a remote repo.
+ *
+ *     $ mklink /d ./link //server/share/repo
+ *     $ git -C ./link status
+ */
+int fsmonitor__get_fs_info(const char *path, struct fs_info *fs_info)
+{
+	wchar_t wpath[MAX_PATH];
+	wchar_t wfullpath[MAX_PATH];
+	size_t wlen;
+	UINT driveType;
+
+	/*
+	 * Do everything in wide chars because the drive letter might be
+	 * a multi-byte sequence.  See win32_has_dos_drive_prefix().
+	 */
+	if (xutftowcs_path(wpath, path) < 0) {
+		return -1;
+	}
+
+	/*
+	 * GetDriveTypeW() requires a final slash.  We assume that the
+	 * worktree pathname points to an actual directory.
+	 */
+	wlen = wcslen(wpath);
+	if (wpath[wlen - 1] != L'\\' && wpath[wlen - 1] != L'/') {
+		wpath[wlen++] = L'\\';
+		wpath[wlen] = 0;
+	}
+
+	/*
+	 * Normalize the path.  If nothing else, this converts forward
+	 * slashes to backslashes.  This is essential to get GetDriveTypeW()
+	 * correctly handle some UNC "\\server\share\..." paths.
+	 */
+	if (!GetFullPathNameW(wpath, MAX_PATH, wfullpath, NULL)) {
+		return -1;
+	}
+
+	driveType = GetDriveTypeW(wfullpath);
+	trace_printf_key(&trace_fsmonitor,
+			 "DriveType '%s' L'%ls' (%u)",
+			 path, wfullpath, driveType);
+
+	if (driveType == DRIVE_REMOTE) {
+		fs_info->is_remote = 1;
+		if (check_remote_protocol(wfullpath) < 0)
+			return -1;
+	} else {
+		fs_info->is_remote = 0;
+	}
+
+	trace_printf_key(&trace_fsmonitor,
+				"'%s' is_remote: %d",
+				path, fs_info->is_remote);
+
+	return 0;
+}
+
+int fsmonitor__is_fs_remote(const char *path)
+{
+	struct fs_info fs;
+	if (fsmonitor__get_fs_info(path, &fs))
+		return -1;
+	return fs.is_remote;
+}
diff --git a/compat/fsmonitor/fsm-settings-darwin.c b/compat/fsmonitor/fsm-settings-darwin.c
index efc732c0f31..699f0b272e6 100644
--- a/compat/fsmonitor/fsm-settings-darwin.c
+++ b/compat/fsmonitor/fsm-settings-darwin.c
@@ -1,32 +1,10 @@
-#include "cache.h"
 #include "config.h"
-#include "repository.h"
-#include "fsmonitor-settings.h"
 #include "fsmonitor.h"
-#include <sys/param.h>
-#include <sys/mount.h>
+#include "fsmonitor-ipc.h"
+#include "fsmonitor-settings.h"
+#include "fsmonitor-path-utils.h"
 
-/*
- * [1] Remote working directories are problematic for FSMonitor.
- *
- * The underlying file system on the server machine and/or the remote
- * mount type (NFS, SAMBA, etc.) dictates whether notification events
- * are available at all to remote client machines.
- *
- * Kernel differences between the server and client machines also
- * dictate the how (buffering, frequency, de-dup) the events are
- * delivered to client machine processes.
- *
- * A client machine (such as a laptop) may choose to suspend/resume
- * and it is unclear (without lots of testing) whether the watcher can
- * resync after a resume.  We might be able to treat this as a normal
- * "events were dropped by the kernel" event and do our normal "flush
- * and resync" --or-- we might need to close the existing (zombie?)
- * notification fd and create a new one.
- *
- * In theory, the above issues need to be addressed whether we are
- * using the Hook or IPC API.
- *
+ /*
  * For the builtin FSMonitor, we create the Unix domain socket for the
  * IPC in the .git directory.  If the working directory is remote,
  * then the socket will be created on the remote file system.  This
@@ -38,42 +16,35 @@
  * be taken to ensure that $HOME is actually local and not a managed
  * file share.)
  *
- * So (for now at least), mark remote working directories as
- * incompatible.
- *
- *
- * [2] FAT32 and NTFS working directories are problematic too.
+ * FAT32 and NTFS working directories are problematic too.
  *
  * The builtin FSMonitor uses a Unix domain socket in the .git
  * directory for IPC.  These Windows drive formats do not support
  * Unix domain sockets, so mark them as incompatible for the daemon.
  *
  */
-static enum fsmonitor_reason check_volume(struct repository *r)
+static enum fsmonitor_reason check_uds_volume(struct repository *r)
 {
-	struct statfs fs;
+	struct fs_info fs;
+	const char *ipc_path = fsmonitor_ipc__get_path();
+	struct strbuf path = STRBUF_INIT;
+	strbuf_add(&path, ipc_path, strlen(ipc_path));
 
-	if (statfs(r->worktree, &fs) == -1) {
-		int saved_errno = errno;
-		trace_printf_key(&trace_fsmonitor, "statfs('%s') failed: %s",
-				 r->worktree, strerror(saved_errno));
-		errno = saved_errno;
+	if (fsmonitor__get_fs_info(dirname(path.buf), &fs) == -1) {
+		strbuf_release(&path);
 		return FSMONITOR_REASON_ERROR;
 	}
 
-	trace_printf_key(&trace_fsmonitor,
-			 "statfs('%s') [type 0x%08x][flags 0x%08x] '%s'",
-			 r->worktree, fs.f_type, fs.f_flags, fs.f_fstypename);
-
-	if (!(fs.f_flags & MNT_LOCAL))
-		return FSMONITOR_REASON_REMOTE;
+	strbuf_release(&path);
 
-	if (!strcmp(fs.f_fstypename, "msdos")) /* aka FAT32 */
-		return FSMONITOR_REASON_NOSOCKETS;
-
-	if (!strcmp(fs.f_fstypename, "ntfs"))
+	if (fs.is_remote ||
+		!strcmp(fs.typename, "msdos") ||
+		!strcmp(fs.typename, "ntfs")) {
+		free(fs.typename);
 		return FSMONITOR_REASON_NOSOCKETS;
+	}
 
+	free(fs.typename);
 	return FSMONITOR_REASON_OK;
 }
 
@@ -81,7 +52,7 @@ enum fsmonitor_reason fsm_os__incompatible(struct repository *r)
 {
 	enum fsmonitor_reason reason;
 
-	reason = check_volume(r);
+	reason = check_uds_volume(r);
 	if (reason != FSMONITOR_REASON_OK)
 		return reason;
 
diff --git a/compat/fsmonitor/fsm-settings-win32.c b/compat/fsmonitor/fsm-settings-win32.c
index e5ec5b0a9f7..d88b06ae610 100644
--- a/compat/fsmonitor/fsm-settings-win32.c
+++ b/compat/fsmonitor/fsm-settings-win32.c
@@ -1,8 +1,9 @@
 #include "cache.h"
 #include "config.h"
 #include "repository.h"
-#include "fsmonitor-settings.h"
 #include "fsmonitor.h"
+#include "fsmonitor-settings.h"
+#include "fsmonitor-path-utils.h"
 
 /*
  * VFS for Git is incompatible with FSMonitor.
@@ -24,171 +25,6 @@ static enum fsmonitor_reason check_vfs4git(struct repository *r)
 	return FSMONITOR_REASON_OK;
 }
 
-/*
- * Check if monitoring remote working directories is allowed.
- *
- * By default, monitoring remote working directories is
- * disabled.  Users may override this behavior in enviroments where
- * they have proper support.
- */
-static int check_config_allowremote(struct repository *r)
-{
-	int allow;
-
-	if (!repo_config_get_bool(r, "fsmonitor.allowremote", &allow))
-		return allow;
-
-	return -1; /* fsmonitor.allowremote not set */
-}
-
-/*
- * Check remote working directory protocol.
- *
- * Error if client machine cannot get remote protocol information.
- */
-static int check_remote_protocol(wchar_t *wpath)
-{
-	HANDLE h;
-	FILE_REMOTE_PROTOCOL_INFO proto_info;
-
-	h = CreateFileW(wpath, GENERIC_READ, FILE_SHARE_READ, NULL, OPEN_EXISTING,
-			FILE_FLAG_BACKUP_SEMANTICS, NULL);
-
-	if (h == INVALID_HANDLE_VALUE) {
-		error(_("[GLE %ld] unable to open for read '%ls'"),
-		      GetLastError(), wpath);
-		return -1;
-	}
-
-	if (!GetFileInformationByHandleEx(h, FileRemoteProtocolInfo,
-		&proto_info, sizeof(proto_info))) {
-		error(_("[GLE %ld] unable to get protocol information for '%ls'"),
-		      GetLastError(), wpath);
-		CloseHandle(h);
-		return -1;
-	}
-
-	CloseHandle(h);
-
-	trace_printf_key(&trace_fsmonitor,
-				"check_remote_protocol('%ls') remote protocol %#8.8lx",
-				wpath, proto_info.Protocol);
-
-	return 0;
-}
-
-/*
- * Remote working directories are problematic for FSMonitor.
- *
- * The underlying file system on the server machine and/or the remote
- * mount type dictates whether notification events are available at
- * all to remote client machines.
- *
- * Kernel differences between the server and client machines also
- * dictate the how (buffering, frequency, de-dup) the events are
- * delivered to client machine processes.
- *
- * A client machine (such as a laptop) may choose to suspend/resume
- * and it is unclear (without lots of testing) whether the watcher can
- * resync after a resume.  We might be able to treat this as a normal
- * "events were dropped by the kernel" event and do our normal "flush
- * and resync" --or-- we might need to close the existing (zombie?)
- * notification fd and create a new one.
- *
- * In theory, the above issues need to be addressed whether we are
- * using the Hook or IPC API.
- *
- * So (for now at least), mark remote working directories as
- * incompatible.
- *
- * Notes for testing:
- *
- * (a) Windows allows a network share to be mapped to a drive letter.
- *     (This is the normal method to access it.)
- *
- *     $ NET USE Z: \\server\share
- *     $ git -C Z:/repo status
- *
- * (b) Windows allows a network share to be referenced WITHOUT mapping
- *     it to drive letter.
- *
- *     $ NET USE \\server\share\dir
- *     $ git -C //server/share/repo status
- *
- * (c) Windows allows "SUBST" to create a fake drive mapping to an
- *     arbitrary path (which may be remote)
- *
- *     $ SUBST Q: Z:\repo
- *     $ git -C Q:/ status
- *
- * (d) Windows allows a directory symlink to be created on a local
- *     file system that points to a remote repo.
- *
- *     $ mklink /d ./link //server/share/repo
- *     $ git -C ./link status
- */
-static enum fsmonitor_reason check_remote(struct repository *r)
-{
-	int ret;
-	wchar_t wpath[MAX_PATH];
-	wchar_t wfullpath[MAX_PATH];
-	size_t wlen;
-	UINT driveType;
-
-	/*
-	 * Do everything in wide chars because the drive letter might be
-	 * a multi-byte sequence.  See win32_has_dos_drive_prefix().
-	 */
-	if (xutftowcs_path(wpath, r->worktree) < 0)
-		return FSMONITOR_REASON_ERROR;
-
-	/*
-	 * GetDriveTypeW() requires a final slash.  We assume that the
-	 * worktree pathname points to an actual directory.
-	 */
-	wlen = wcslen(wpath);
-	if (wpath[wlen - 1] != L'\\' && wpath[wlen - 1] != L'/') {
-		wpath[wlen++] = L'\\';
-		wpath[wlen] = 0;
-	}
-
-	/*
-	 * Normalize the path.  If nothing else, this converts forward
-	 * slashes to backslashes.  This is essential to get GetDriveTypeW()
-	 * correctly handle some UNC "\\server\share\..." paths.
-	 */
-	if (!GetFullPathNameW(wpath, MAX_PATH, wfullpath, NULL))
-		return FSMONITOR_REASON_ERROR;
-
-	driveType = GetDriveTypeW(wfullpath);
-	trace_printf_key(&trace_fsmonitor,
-			 "DriveType '%s' L'%ls' (%u)",
-			 r->worktree, wfullpath, driveType);
-
-	if (driveType == DRIVE_REMOTE) {
-		trace_printf_key(&trace_fsmonitor,
-				 "check_remote('%s') true",
-				 r->worktree);
-
-		ret = check_remote_protocol(wfullpath);
-		if (ret < 0)
-			return FSMONITOR_REASON_ERROR;
-
-		switch (check_config_allowremote(r)) {
-		case 0: /* config overrides and disables */
-			return FSMONITOR_REASON_REMOTE;
-		case 1: /* config overrides and enables */
-			return FSMONITOR_REASON_OK;
-		default:
-			break; /* config has no opinion */
-		}
-
-		return FSMONITOR_REASON_REMOTE;
-	}
-
-	return FSMONITOR_REASON_OK;
-}
-
 enum fsmonitor_reason fsm_os__incompatible(struct repository *r)
 {
 	enum fsmonitor_reason reason;
@@ -197,9 +33,5 @@ enum fsmonitor_reason fsm_os__incompatible(struct repository *r)
 	if (reason != FSMONITOR_REASON_OK)
 		return reason;
 
-	reason = check_remote(r);
-	if (reason != FSMONITOR_REASON_OK)
-		return reason;
-
 	return FSMONITOR_REASON_OK;
 }
diff --git a/contrib/buildsystems/CMakeLists.txt b/contrib/buildsystems/CMakeLists.txt
index ea2a531be87..5482a04b3ce 100644
--- a/contrib/buildsystems/CMakeLists.txt
+++ b/contrib/buildsystems/CMakeLists.txt
@@ -308,6 +308,7 @@ if(SUPPORTS_SIMPLE_IPC)
 		add_compile_definitions(HAVE_FSMONITOR_DAEMON_BACKEND)
 		list(APPEND compat_SOURCES compat/fsmonitor/fsm-listen-win32.c)
 		list(APPEND compat_SOURCES compat/fsmonitor/fsm-health-win32.c)
+		list(APPEND compat_SOURCES compat/fsmonitor/fsm-path-utils-win32.c)
 
 		add_compile_definitions(HAVE_FSMONITOR_OS_SETTINGS)
 		list(APPEND compat_SOURCES compat/fsmonitor/fsm-settings-win32.c)
@@ -315,6 +316,7 @@ if(SUPPORTS_SIMPLE_IPC)
 		add_compile_definitions(HAVE_FSMONITOR_DAEMON_BACKEND)
 		list(APPEND compat_SOURCES compat/fsmonitor/fsm-listen-darwin.c)
 		list(APPEND compat_SOURCES compat/fsmonitor/fsm-health-darwin.c)
+		list(APPEND compat_SOURCES compat/fsmonitor/fsm-path-utils-darwin.c)
 
 		add_compile_definitions(HAVE_FSMONITOR_OS_SETTINGS)
 		list(APPEND compat_SOURCES compat/fsmonitor/fsm-settings-darwin.c)
diff --git a/fsmonitor-path-utils.h b/fsmonitor-path-utils.h
new file mode 100644
index 00000000000..41edf5b934f
--- /dev/null
+++ b/fsmonitor-path-utils.h
@@ -0,0 +1,26 @@
+#ifndef FSM_PATH_UTILS_H
+#define FSM_PATH_UTILS_H
+
+struct fs_info {
+	int is_remote;
+	char *typename;
+};
+
+/*
+ * Get some basic filesystem informtion for the given path
+ *
+ * The caller owns the storage that is occupied by fs_info and
+ * is responsible for releasing it.
+ *
+ * Returns -1 on error, zero otherwise.
+ */
+int fsmonitor__get_fs_info(const char *path, struct fs_info *fs_info);
+
+/*
+ * Determines if the filesystem that path resides on is remote.
+ *
+ * Returns -1 on error, 0 if not remote, 1 if remote.
+ */
+int fsmonitor__is_fs_remote(const char *path);
+
+#endif
diff --git a/fsmonitor-settings.c b/fsmonitor-settings.c
index 464424a1e92..d288cbad479 100644
--- a/fsmonitor-settings.c
+++ b/fsmonitor-settings.c
@@ -2,6 +2,7 @@
 #include "config.h"
 #include "repository.h"
 #include "fsmonitor-settings.h"
+#include "fsmonitor-path-utils.h"
 
 /*
  * We keep this structure defintion private and have getters
@@ -13,6 +14,52 @@ struct fsmonitor_settings {
 	char *hook_path;
 };
 
+/*
+ * Remote working directories are problematic for FSMonitor.
+ *
+ * The underlying file system on the server machine and/or the remote
+ * mount type dictates whether notification events are available at
+ * all to remote client machines.
+ *
+ * Kernel differences between the server and client machines also
+ * dictate the how (buffering, frequency, de-dup) the events are
+ * delivered to client machine processes.
+ *
+ * A client machine (such as a laptop) may choose to suspend/resume
+ * and it is unclear (without lots of testing) whether the watcher can
+ * resync after a resume.  We might be able to treat this as a normal
+ * "events were dropped by the kernel" event and do our normal "flush
+ * and resync" --or-- we might need to close the existing (zombie?)
+ * notification fd and create a new one.
+ *
+ * In theory, the above issues need to be addressed whether we are
+ * using the Hook or IPC API.
+ *
+ * So (for now at least), mark remote working directories as
+ * incompatible unless 'fsmonitor.allowRemote' is true.
+ *
+ */
+#ifdef HAVE_FSMONITOR_OS_SETTINGS
+static enum fsmonitor_reason check_remote(struct repository *r)
+{
+	int allow_remote = -1; /* -1 unset, 0 not allowed, 1 allowed */
+	int is_remote = fsmonitor__is_fs_remote(r->worktree);
+
+	switch (is_remote) {
+		case 0:
+			return FSMONITOR_REASON_OK;
+		case 1:
+			repo_config_get_bool(r, "fsmonitor.allowremote", &allow_remote);
+			if (allow_remote < 1)
+				return FSMONITOR_REASON_REMOTE;
+			else
+				return FSMONITOR_REASON_OK;
+		default:
+			return FSMONITOR_REASON_ERROR;
+	}
+}
+#endif
+
 static enum fsmonitor_reason check_for_incompatible(struct repository *r)
 {
 	if (!r->worktree) {
@@ -27,6 +74,9 @@ static enum fsmonitor_reason check_for_incompatible(struct repository *r)
 	{
 		enum fsmonitor_reason reason;
 
+		reason = check_remote(r);
+		if (reason != FSMONITOR_REASON_OK)
+			return reason;
 		reason = fsm_os__incompatible(r);
 		if (reason != FSMONITOR_REASON_OK)
 			return reason;
