diff --git a/fs/xfs/xfs_qm.c b/fs/xfs/xfs_qm.c
index c134eb4aeaa8..322d337b5dca 100644
--- a/fs/xfs/xfs_qm.c
+++ b/fs/xfs/xfs_qm.c
@@ -1785,6 +1785,28 @@ xfs_qm_vop_chown(
 	xfs_trans_mod_dquot(tp, newdq, bfield, ip->i_d.di_nblocks);
 	xfs_trans_mod_dquot(tp, newdq, XFS_TRANS_DQ_ICOUNT, 1);
 
+	/*
+	 * Back when we made quota reservations for the chown, we reserved the
+	 * ondisk blocks + delalloc blocks with the new dquot.  Now that we've
+	 * switched the dquots, decrease the new dquot's block reservation
+	 * (having already bumped up the real counter) so that we don't have
+	 * any reservation to give back when we commit.
+	 */
+	xfs_trans_mod_dquot(tp, newdq, XFS_TRANS_DQ_RES_BLKS,
+			-ip->i_delayed_blks);
+
+	/*
+	 * Give the incore reservation for delalloc blocks back to the old
+	 * dquot.  We don't normally handle delalloc quota reservations
+	 * transactionally, so just lock the dquot and subtract from the
+	 * reservation.  We've dirtied the transaction, so it's too late to
+	 * turn back now.
+	 */
+	tp->t_flags |= XFS_TRANS_DIRTY;
+	xfs_dqlock(prevdq);
+	prevdq->q_blk.reserved -= ip->i_delayed_blks;
+	xfs_dqunlock(prevdq);
+
 	/*
 	 * Take an extra reference, because the inode is going to keep
 	 * this dquot pointer even after the trans_commit.
@@ -1807,84 +1829,39 @@ xfs_qm_vop_chown_reserve(
 	uint			flags)
 {
 	struct xfs_mount	*mp = ip->i_mount;
-	uint64_t		delblks;
 	unsigned int		blkflags;
-	struct xfs_dquot	*udq_unres = NULL;
-	struct xfs_dquot	*gdq_unres = NULL;
-	struct xfs_dquot	*pdq_unres = NULL;
 	struct xfs_dquot	*udq_delblks = NULL;
 	struct xfs_dquot	*gdq_delblks = NULL;
 	struct xfs_dquot	*pdq_delblks = NULL;
-	int			error;
-
 
 	ASSERT(xfs_isilocked(ip, XFS_ILOCK_EXCL|XFS_ILOCK_SHARED));
 	ASSERT(XFS_IS_QUOTA_RUNNING(mp));
 
-	delblks = ip->i_delayed_blks;
 	blkflags = XFS_IS_REALTIME_INODE(ip) ?
 			XFS_QMOPT_RES_RTBLKS : XFS_QMOPT_RES_REGBLKS;
 
 	if (XFS_IS_UQUOTA_ON(mp) && udqp &&
-	    i_uid_read(VFS_I(ip)) != udqp->q_id) {
+	    i_uid_read(VFS_I(ip)) != udqp->q_id)
 		udq_delblks = udqp;
-		/*
-		 * If there are delayed allocation blocks, then we have to
-		 * unreserve those from the old dquot, and add them to the
-		 * new dquot.
-		 */
-		if (delblks) {
-			ASSERT(ip->i_udquot);
-			udq_unres = ip->i_udquot;
-		}
-	}
+
 	if (XFS_IS_GQUOTA_ON(ip->i_mount) && gdqp &&
-	    i_gid_read(VFS_I(ip)) != gdqp->q_id) {
+	    i_gid_read(VFS_I(ip)) != gdqp->q_id)
 		gdq_delblks = gdqp;
-		if (delblks) {
-			ASSERT(ip->i_gdquot);
-			gdq_unres = ip->i_gdquot;
-		}
-	}
 
 	if (XFS_IS_PQUOTA_ON(ip->i_mount) && pdqp &&
-	    ip->i_d.di_projid != pdqp->q_id) {
+	    ip->i_d.di_projid != pdqp->q_id)
 		pdq_delblks = pdqp;
-		if (delblks) {
-			ASSERT(ip->i_pdquot);
-			pdq_unres = ip->i_pdquot;
-		}
-	}
-
-	error = xfs_trans_reserve_quota_bydquots(tp, ip->i_mount,
-				udq_delblks, gdq_delblks, pdq_delblks,
-				ip->i_d.di_nblocks, 1, flags | blkflags);
-	if (error)
-		return error;
 
 	/*
-	 * Do the delayed blks reservations/unreservations now. Since, these
-	 * are done without the help of a transaction, if a reservation fails
-	 * its previous reservations won't be automatically undone by trans
-	 * code. So, we have to do it manually here.
+	 * Reserve enough quota to handle blocks on disk and reserved for a
+	 * delayed allocation.  We'll actually transfer the delalloc
+	 * reservation between dquots at chown time, even though that part is
+	 * only semi-transactional.
 	 */
-	if (delblks) {
-		/*
-		 * Do the reservations first. Unreservation can't fail.
-		 */
-		ASSERT(udq_delblks || gdq_delblks || pdq_delblks);
-		ASSERT(udq_unres || gdq_unres || pdq_unres);
-		error = xfs_trans_reserve_quota_bydquots(NULL, ip->i_mount,
-			    udq_delblks, gdq_delblks, pdq_delblks,
-			    (xfs_qcnt_t)delblks, 0, flags | blkflags);
-		if (error)
-			return error;
-		xfs_trans_reserve_quota_bydquots(NULL, ip->i_mount,
-				udq_unres, gdq_unres, pdq_unres,
-				-((xfs_qcnt_t)delblks), 0, blkflags);
-	}
-
-	return 0;
+	return xfs_trans_reserve_quota_bydquots(tp, ip->i_mount, udq_delblks,
+			gdq_delblks, pdq_delblks,
+			ip->i_d.di_nblocks + ip->i_delayed_blks,
+			1, blkflags | flags);
 }
 
 int
