diff --git a/fs/xfs/xfs_bmap_util.c b/fs/xfs/xfs_bmap_util.c
index 447c057c9331..842f472292cd 100644
--- a/fs/xfs/xfs_bmap_util.c
+++ b/fs/xfs/xfs_bmap_util.c
@@ -71,6 +71,55 @@ xfs_zero_extent(
 }
 
 #ifdef CONFIG_XFS_RT
+
+/* Update all inode and quota accounting for the allocation we just did. */
+static void
+xfs_bmap_rtalloc_accounting(
+	struct xfs_bmalloca	*ap)
+{
+	if (ap->flags & XFS_BMAPI_COWFORK) {
+		/*
+		 * COW fork blocks are in-core only and thus are treated as
+		 * in-core quota reservation (like delalloc blocks) even when
+		 * converted to real blocks. The quota reservation is not
+		 * accounted to disk until blocks are remapped to the data
+		 * fork. So if these blocks were previously delalloc, we
+		 * already have quota reservation and there's nothing to do
+		 * yet.
+		 */
+		if (ap->wasdel) {
+			xfs_mod_delalloc(ap->ip->i_mount, -(int64_t)ap->length);
+			return;
+		}
+
+		/*
+		 * Otherwise, we've allocated blocks in a hole. The transaction
+		 * has acquired in-core quota reservation for this extent.
+		 * Rather than account these as real blocks, however, we reduce
+		 * the transaction quota reservation based on the allocation.
+		 * This essentially transfers the transaction quota reservation
+		 * to that of a delalloc extent.
+		 */
+		ap->ip->i_delayed_blks += ap->length;
+		xfs_trans_mod_dquot_byino(ap->tp, ap->ip,
+				XFS_TRANS_DQ_RES_RTBLKS, -(long)ap->length);
+		return;
+	}
+
+	/* data fork only */
+	ap->ip->i_nblocks += ap->length;
+	xfs_trans_log_inode(ap->tp, ap->ip, XFS_ILOG_CORE);
+	if (ap->wasdel) {
+		ap->ip->i_delayed_blks -= ap->length;
+		xfs_mod_delalloc(ap->ip->i_mount, -(int64_t)ap->length);
+	}
+
+	/* Adjust the disk quota also. This was reserved earlier. */
+	xfs_trans_mod_dquot_byino(ap->tp, ap->ip,
+			ap->wasdel ? XFS_TRANS_DQ_DELRTBCOUNT :
+				     XFS_TRANS_DQ_RTBCOUNT, ap->length);
+}
+
 int
 xfs_bmap_rtalloc(
 	struct xfs_bmalloca	*ap)
@@ -166,17 +215,7 @@ xfs_bmap_rtalloc(
 	if (rtx != NULLRTEXTNO) {
 		ap->blkno = xfs_rtx_to_rtb(mp, rtx);
 		ap->length = xfs_rtxlen_to_extlen(mp, ralen);
-		ap->ip->i_nblocks += ap->length;
-		xfs_trans_log_inode(ap->tp, ap->ip, XFS_ILOG_CORE);
-		if (ap->wasdel)
-			ap->ip->i_delayed_blks -= ap->length;
-		/*
-		 * Adjust the disk quota also. This was reserved
-		 * earlier.
-		 */
-		xfs_trans_mod_dquot_byino(ap->tp, ap->ip,
-			ap->wasdel ? XFS_TRANS_DQ_DELRTBCOUNT :
-					XFS_TRANS_DQ_RTBCOUNT, ap->length);
+		xfs_bmap_rtalloc_accounting(ap);
 		return 0;
 	}
 
diff --git a/fs/xfs/xfs_quota.h b/fs/xfs/xfs_quota.h
index 0cb52d5be4aa..fa34d997b747 100644
--- a/fs/xfs/xfs_quota.h
+++ b/fs/xfs/xfs_quota.h
@@ -124,11 +124,7 @@ int xfs_qm_mount_quotas(struct xfs_mount *mp);
 extern void xfs_qm_unmount(struct xfs_mount *);
 extern void xfs_qm_unmount_quotas(struct xfs_mount *);
 
-static inline int
-xfs_quota_reserve_blkres(struct xfs_inode *ip, int64_t blocks)
-{
-	return xfs_trans_reserve_quota_nblks(NULL, ip, blocks, 0, false);
-}
+int xfs_quota_reserve_blkres(struct xfs_inode *ip, int64_t blocks);
 bool xfs_inode_near_dquot_enforcement(struct xfs_inode *ip, xfs_dqtype_t type);
 
 # ifdef CONFIG_XFS_LIVE_HOOKS
diff --git a/fs/xfs/xfs_reflink.c b/fs/xfs/xfs_reflink.c
index 455adcce994d..3b5d144bef41 100644
--- a/fs/xfs/xfs_reflink.c
+++ b/fs/xfs/xfs_reflink.c
@@ -434,20 +434,26 @@ xfs_reflink_fill_cow_hole(
 	struct xfs_mount	*mp = ip->i_mount;
 	struct xfs_trans	*tp;
 	xfs_filblks_t		resaligned;
-	xfs_extlen_t		resblks;
+	unsigned int		dblocks = 0, rblocks = 0;
 	int			nimaps;
 	int			error;
 	bool			found;
 
 	resaligned = xfs_aligned_fsb_count(imap->br_startoff,
 		imap->br_blockcount, xfs_get_cowextsz_hint(ip));
-	resblks = XFS_DIOSTRAT_SPACE_RES(mp, resaligned);
+	if (XFS_IS_REALTIME_INODE(ip)) {
+		dblocks = XFS_DIOSTRAT_SPACE_RES(mp, 0);
+		rblocks = resaligned;
+	} else {
+		dblocks = XFS_DIOSTRAT_SPACE_RES(mp, resaligned);
+		rblocks = 0;
+	}
 
 	xfs_iunlock(ip, *lockmode);
 	*lockmode = 0;
 
-	error = xfs_trans_alloc_inode(ip, &M_RES(mp)->tr_write, resblks, 0,
-			false, &tp);
+	error = xfs_trans_alloc_inode(ip, &M_RES(mp)->tr_write, dblocks,
+			rblocks, false, &tp);
 	if (error)
 		return error;
 
@@ -1232,7 +1238,7 @@ xfs_reflink_remap_extent(
 	struct xfs_trans	*tp;
 	xfs_off_t		newlen;
 	int64_t			qdelta = 0;
-	unsigned int		resblks;
+	unsigned int		dblocks, rblocks, resblks;
 	bool			quota_reserved = true;
 	bool			smap_real;
 	bool			dmap_written = xfs_bmap_is_written_extent(dmap);
@@ -1263,8 +1269,15 @@ xfs_reflink_remap_extent(
 	 * we're remapping.
 	 */
 	resblks = XFS_EXTENTADD_SPACE_RES(mp, XFS_DATA_FORK);
+	if (XFS_IS_REALTIME_INODE(ip)) {
+		dblocks = resblks;
+		rblocks = dmap->br_blockcount;
+	} else {
+		dblocks = resblks + dmap->br_blockcount;
+		rblocks = 0;
+	}
 	error = xfs_trans_alloc_inode(ip, &M_RES(mp)->tr_write,
-			resblks + dmap->br_blockcount, 0, false, &tp);
+			dblocks, rblocks, false, &tp);
 	if (error == -EDQUOT || error == -ENOSPC) {
 		quota_reserved = false;
 		error = xfs_trans_alloc_inode(ip, &M_RES(mp)->tr_write,
@@ -1344,8 +1357,15 @@ xfs_reflink_remap_extent(
 	 * done.
 	 */
 	if (!quota_reserved && !smap_real && dmap_written) {
-		error = xfs_trans_reserve_quota_nblks(tp, ip,
-				dmap->br_blockcount, 0, false);
+		if (XFS_IS_REALTIME_INODE(ip)) {
+			dblocks = 0;
+			rblocks = dmap->br_blockcount;
+		} else {
+			dblocks = dmap->br_blockcount;
+			rblocks = 0;
+		}
+		error = xfs_trans_reserve_quota_nblks(tp, ip, dblocks, rblocks,
+				false);
 		if (error)
 			goto out_cancel;
 	}
diff --git a/fs/xfs/xfs_trans_dquot.c b/fs/xfs/xfs_trans_dquot.c
index f5e9d76fb9a2..31ab1c5d6b13 100644
--- a/fs/xfs/xfs_trans_dquot.c
+++ b/fs/xfs/xfs_trans_dquot.c
@@ -1009,3 +1009,14 @@ xfs_trans_free_dqinfo(
 	kmem_cache_free(xfs_dqtrx_cache, tp->t_dqinfo);
 	tp->t_dqinfo = NULL;
 }
+
+int
+xfs_quota_reserve_blkres(
+	struct xfs_inode	*ip,
+	int64_t			blocks)
+{
+	if (XFS_IS_REALTIME_INODE(ip))
+		return xfs_trans_reserve_quota_nblks(NULL, ip, 0, blocks,
+				false);
+	return xfs_trans_reserve_quota_nblks(NULL, ip, blocks, 0, false);
+}
